MOLD DAMAGE & CONTAMINATION

When you have had a water loss, there is likely going to be mold spore growth. Mold begins to grow within 48 hours of a direct water source exposure. NEVER try to clean mold yourself. Mold spores can be spread into the air causing even more damage. Mold contamination should be taken very seriously as it can cause severe illness to some people and considerable damage to property. Insurance company representatives often quote the policy exclusions for mold even when coverage may exist for your mold damage. American Public Adjusting can assess your mold damage claim and advise the necessary course of action. 

Concerns have increased due to public awareness and scientific knowledge about mold and its health related hazards. The clean-up, removal and remediation techniques are costly and hazardous to the personnel completing them. In response to the public concerns, insurance carriers are removing such coverage from their policy forms regardless if it results from a covered peril. In some instances, the insurance companies offer a limited coverage for mold/fungus for an additional premium. Mold damage insurance claims can leave you feeling lost, stressed, and unsure of how to proceed with your insurance company. Luckily, a dedicated public adjuster can help simplify the process.  A public adjuster represents you and protects your interests – NOT the interests of the insurance company. Discover the difference by hiring American Public Adjusting for your mold damage insurance claim!